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Market News

Location American Market News for 9 April 2025
Delta said it couldn't reaffirm its 2025 financial guidance.
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Modelo and Corona owner Constellation Brands beat quarterly earnings and revenue estimates, but its outlook took a hit from U.S. tariffs on most of its beer.
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Credit score below 600: These are 7 key reasons responsible for it What will you do when your credit score is lower than 600? Of course, you will need adequate time to improve the score. However, you need to first identify the reasons that are responsible for a poor credit score.
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Income tax calculator: How does it help you compute your payable tax? A user's guide You can use an income tax calculator to compute the actual tax payable under the old and new tax regime.
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High credit utilisation: Does it impact your credit score? We explain it here The ideal credit utilisation ratio is 30 percent above which your credit score tends to suffer
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Need a business loan for your travel agency? Know benefits, eligibility, and application process Personal loan: The travel industry offers significant growth potential for businesses. Securing a business loan can provide necessary funds for improving operations, hiring staff, and marketing.
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What is title insurance and why is it important?

livemint.com - 9 Apr 2025 13:44
What is title insurance and why is it important? If you're not a resident of the place where you're looking to purchase land, it becomes even more advisable to purchase a title insurance
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Is pre-closing your personal loan a smart move? Benefits and drawbacks explained Pre-closure of a personal loan allows borrowers to pay off their outstanding balance early, avoiding future interest payments. Factors to consider include financial situation and potential prepayment fees. Consulting a f...
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Is an NBFC personal loan better than a bank loan? Pros and cons explained Borrowers face a choice between traditional banks and NBFCs for personal loans, each with distinct advantages. Banks offer stability under RBI regulations, while NBFCs enhance financial inclusion. It's crucial to evaluat...
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How to choose your basket of tax-saving allowances

livemint.com - 9 Apr 2025 12:45
How to choose your basket of tax-saving allowances Not all tax-saving allowances are created equal. Some more than others can provide substantial tax benefits, significantly impacting your take-home salary and tax outgo. MintĀ helps you understand exactly what documents ...
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The reality of Indian trading boom: Platforms win, retail investors lose Most of the new retail investors are under 35, digitally savvy, and armed with user-friendly apps such as Zerodha, GROWW, and Upstox. Still, the financial outcomes have been dismal for the vast majority of these new entr...
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EPFO subscribers can now use face recognition to activate UAN, view passbook, other PF services. Details here EPFO subscribers can carry out three things with face authentication. First. Direct UAN allotment and activation. Second. UAN Activation for existing UANs. Third. Face authentication service for existing activated UANs.
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As RBI cuts repo rate again, will your home loan EMI go down? | Explainer With the RBI's 25 basis point repo rate cut, home loan EMIs are set to decrease. This follows a 50 basis point reduction over two months, impacting loans tied to MCLR and EBLR, although the extent of the benefit to consu...
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How financial rules of thumb help and hurt investors Though heuristics help simplify complex financial decisions, mental shortcuts like the '100-minus-age' rule for equity allocation are useful but not foolproof.
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Hidden risks of credit card minimum payments: How users can escape the debt trap and boost their credit scores Relying on minimum payments for your credit card may seem convenient, but it can lead to high-interest debt, lower credit scores, and financial stress. Learn how to avoid the minimum payment trap and protect your financi...
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Credit score and home loan rates: How maintaining a high credit score helps save lakhs on mortgage in India A high credit score can help you secure lower home loan interest rates, reduce EMI burden, and improve loan eligibility. Learn how your credit score impacts borrowing costs and discover tips to maintain a strong credit p...
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