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We're reiterating our buy-equivalent rating on the investment bank.

There is a misconception that only those customers who are defaulters are the ones with a poor credit score. There could be several reasons for a poor score.

These are some reasons for which you should avoid borrowing loan such as for travel or to buy luxury

Many people believe that since VPF is voluntary, the sum can be withdrawn after five years, without any restrictions. Nothing could be further from the truth.

Understand who repays a personal loan after a borrower's death in India. Learn the legal responsibilities of heirs, the role of guarantors, and how to handle outstanding EMIs using estate assets, insurance, and proper do...

Borrowers facing financial distress may consider loan restructuring or settlement. Restructuring modifies loan terms to ease repayment, while settlement may harm credit scores. Consulting financial experts is advised to ...

Inactivity on credit cards can harm your credit score despite seeming responsible. Account closure and altered credit utilisation ratios are risks. Regular, minor usage is recommended to maintain a positive credit profil...

A high credit score opens financial opportunities, and you can build a solid credit profile without a credit card. Manage loans responsibly, make intentional borrowing decisions, and monitor your credit to raise your sco...

A good credit score does not guarantee loan approval. Lenders assess multiple factors including income stability, debt ratio, application errors, and employment history. To improve approval chances, applicants should pro...

FD interest rates: These private sector and state banks offer anywhere between 6.6 to 7 percent interest per annum to general citizens on their fixed deposits (FDs), and between 7.1 to 7.6 percent to senior citizens.

Best mutual funds: Here we list out top aggressive hybrid mutual fund schemes which have delivered over 20 percent annualised return in the past five years

The 2025 scrutiny notices and assessment orders indicate growing instances of gross time mismanagement.

Amid market swings and rising global uncertainty, gold has quietly outpaced equities and real estate over the long term. But why hasn't it captured the investing spotlight?

The Nifty Top 10 Equal Weight Index offers balanced exposure to the top 10 Nifty 50 companies, making it an attractive option for investors seeking diversification. Unlike the Nifty 50, it employs an equal weighting meth...

Want to improve your credit score in India without taking loans? Follow these 5 expert-backed steps, including using secured cards, paying bills on time, and tracking your credit report to build a strong financial profil...

Frequent travelers can enhance their experience with complimentary airport lounge access offered by HDFC Bank credit cards. Benefits include free meals, unlimited wifi, and spa services. However, caution is advised to av...

SBI credit cardholders can contact customer service 24/7 for assistance with inquiries, unauthorized payments, and complaints. For detailed issues, use email or postal mail, including card details. Unresolved issues can ...

Proper use of credit cards can aid in managing finances, but understanding fees, procedures, and risks is crucial. The article discusses options for transferring money to bank accounts, urging caution and expert consulta...

HDFC Bank customers can manage credit card spending by converting payments into EMIs, easing monthly budgets. This guide outlines the steps, benefits, and considerations for EMI conversion, emphasizing the importance of ...

Discover five essential money habits every Indian couple should adopt before marriage. Learn how discussing spending, debt, savings, and financial priorities can ensure a secure and prosperous future together. Start buil...

Some of the eligibility criteria for a personal loan include a good credit score, minimum monthly income, age within a specified bracket, stable career, a low DTI ratio, minimum educational qualification, and residential...

We explore here how much personal loan one should raise to prevent a default of repayment