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Location American Market News for 18 June 2025

How to choose the right home insurance plan

livemint.com - 18 Jun 2025 13:39
How to choose the right home insurance plan From natural disasters to theft, a tailored home insurance policy can safeguard both your property and high-value possessions.
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Invested in crypto? Report it in your income tax return as taxmen 'nudge' investors I-T Department has sent e-mails to thousands of defaulting people nudging them to file an updated Income Tax Return (ITR) if any income on account of crypto transactions has not been declared or mis-declared by them.
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Income Tax: Make sure your bank account is updated to get refund on time Income Tax: If you have not received your income tax refund, you need to check your income tax refund
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Planning post-grad abroad? Put strategy over sentiment to make the right choice. Whether you're aiming for a STEM degree in the US or a management course in Germany, understanding the total cost of education and your potential return on investment is essential for making a smart financial and academi...
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Missed personal loan EMI? Here's how it can damage your credit score Missing even one EMI on your personal loan can severely impact your credit score, increase financial penalties, and limit future borrowing opportunities, often leading to legal complications and long-term credit damage.
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What does the latest Sebi's master circular say about investors' grievance against stock brokers? If investors are facing any trouble with their stockbroker, they can file a complaint. Sebi's master circular says stockbrokers are supposed to provide an exclusive email id for redressal of investor complaints.
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Financial resilience: Why emergency funds are more crucial than ever Financial resilience is not about withstanding what may go wrong, it is about creating a foundation that allows people to move forward. In that foundation, insurance is not a backup plan--it is the starting point.
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How to calculate tax if capital gains are your sole income in FY25 The benefit of ₹1.25 lakh exemption and the basic exemption limit are available, but slab rates are not applicable, and rebates are also not available.
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Should senior citizens take personal loans? Interest rates, eligibility and more Personal loans can help seniors with various financial needs, but they should be a last resort. Alternatives like loans against FDs or gold are advisable. Seniors must assess repayment capacity and consider co-borrowers....
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Keep it, don't swipe it: How unused credit cards can boost your credit score Keeping unused credit cards active can improve credit scores by reducing credit utilisation, maintaining credit history, and offering hidden benefits. This can help you achieve better financial health and loan eligibilit...
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Cross-selling in personal loans: What it means and why it matters for borrowers Cross-selling in personal loans involves offering extra financial products such as credit cards or insurance, often increasing costs. Borrowers must stay alert, read fine print, and avoid unnecessary add-ons.
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Mutual funds: What are sectoral funds and why should you invest in them? Sectoral or thematic funds tend to invest at least 80 percent of total assets in equity and equity-related instruments of a particular sector or theme, per the Sebi's categorisation of mutual fund schemes.
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Credit score: 5 common errors in credit report and how to correct them It is recommended to check your credit report at least once in a year. And if you happen to spot a mistake, it is important to get it rectified at the same time
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