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Fixed deposits, bonds, non-convertible debentures, Post Office Monthly Income Scheme, Senior Citizen Savings Scheme - systematic withdrawals from debt funds has them all beat.

You moved, so did your tax base. Why returning to India makes your US-paid consulting income taxable under Indian law.

Check out 10 essential income tax deductions under Sections 80C, 80D, and more, helping individuals maximise savings while filing ITR for FY 2024-25 under the old regime.

The delay in crediting interest to EPF accounts creates confusion for members about the correct financial year in which to report and pay tax on the taxable interest. Here's the solution.

A good credit score, ideally 750 or above, significantly improves your chances of personal loan approval in India, along with better interest rates and favourable repayment terms.

A personal loan can aid in managing finances for emergencies or debt consolidation, but requires careful planning. Assess your needs, maintain a good credit score, and ensure your spending aligns with your long-term goal...

Some steps to manage personal loan EMIs effectively include automatic payments, monthly budgeting, making partial/full prepayment, loan consolidation, balance transfer, regular review, etc.

Here, we list out some credit cards which offer reward points on the payment of insurance premium