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There is limited incremental benefit of getting the extra coverage in the base plan, given your current structure. For the incremental sum assured purchased in the base plan, the waiting period would be reapplied.

HUF and HUF assets differ; an HUF can exist without owning assets. Gifts from non-family can benefit HUF, and members can contribute personal property. Succession laws changed post-2005, allowing legal heirs to inherit. ...

Investing in mid- and small-cap stocks requires a higher level of diligence, which retail investors may not manage, says Pankaj Tibrewal, founder and chief investment officer of Ikigai Asset Manager.

We list out some credit cards that are effective in giving cashbacks and reward points for online shoppers