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Location American Market News for 12 November 2025
Totaled restaurant bills or checked if you use all your subscriptions? Here's steps to manage the drain on your savings There are some expenditures that shave off your monthly earnings due to necessity, but there are also some things you could be overspending on without realising its draining effect on your budget. Take a look
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Want to invest in gold ETF? Here is what you need to know Sebi recently cautioned investors against investing in digital gold or e-gold products'. Instead, people are urged to invest in gold ETFs, which are offered by Sebi-registered intermediaries.
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Best mutual funds: These flexi-cap funds delivered over 17% CAGR in the past 5 years. See list Best mutual funds: Before deciding to invest in a mutual fund, investors typically compare the past few returns delivered by different schemes within a category 
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What is the tax on unused CGAS amount if deposited before 23 July 2024? If funds deposited in CGAS are not utilized for purchase/construction of a house within the prescribed timelines, then the LTCG not taxed earlier becomes taxable
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7 common personal loan scams and how to avoid them

livemint.com - 12 Nov 2025 15:12
7 common personal loan scams and how to avoid them Personal loan scams are rising as digital lending expands, highlighting key red flags such as upfront fees, fake approvals, and data theft risks, helping borrowers stay safe and informed.
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How to redeem HDFC credit card reward points for travel? A complete guide A HDFC Bank credit cardholder can redeem reward points for flights and/or hotel bookings on the SmartBuy platform directly or transfer them to any partner (15 airlines and 6 hotel programs).
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No credit card? Heres how you can still build a great credit score Building a good credit score without a credit card is possible through timely loan repayments, responsible borrowing, and consistent financial discipline that strengthen long-term creditworthiness.
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Investors can use these mutual funds to override their behavioural biases Investing requires balance and discipline. These hybrid funds cater to different risk profiles, promoting stable long-term growth.
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Life after divorce: How women can rebuild financial independence When a marriage ends, rebuilding life often begins with money. Heres how women can regain financial clarity, rebuild confidence, and secure lasting independence after divorce.
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What are dynamic asset allocation funds and why should you include them in your portfolio? Dynamic asset allocation funds are free to invest in equity & debt in a ratio that is managed dynamically (with 0% to 100% in equity; and 0% to 100% in debt)
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