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Location American Market News for 7 January 2026
Corporate NPS makes more sense than ever-if your employer offers it Experts believe NPS offers a disciplined, low-cost framework for long-term retirement savings. It helps you rebalance between equity and debt without any tax implications
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TCS refund on car purchase: Who can claim it, how it works, and key rules to know TCS is a 1% tax on motor vehicles over ₹10 lakh. Buyers can claim a refund when filing their annual ITR, provided they meet eligibility criteria. 
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SMA in a credit report: Meaning and impact on your credit score When a loan EMI or credit card payment is overdue for up to 90 days, it reflects in the individuals credit report as SMA. The bank can reject new credit applications if there are SMA(s) in the applicants credit report.
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What approach should I take to reach a ₹1.25 crore investment goal? With ₹68 lakh already invested and disciplined SIPs, the goal is achievable-but portfolio rebalancing, risk control and asset allocation will be key to avoiding costly mistakes.
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FIRST WOW! Black Credit Card offers zero forex markup, lounge access & travel rewards - Should you apply? FIRST WOW! Black Credit Card benefits include bonus reward points, higher redemption value on travel bookings, zero forex markup, and airport lounge access. The card is issued against a fixed deposit.
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IRS kills Direct File Option for 2026 - Here's how you can still file your taxes for free When the killing off of Direct File was announced in November 2025, Treasury Secretary Scott Bessent, who is also the current IRS commissioner, had said that there are better alternatives to Direct File.
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