livemint.com - 12 Apr 2026 23:12

Building a good credit score is achievable even without a credit card. It takes consistent fiscal practices and financial discipline to form a strong credit profile for future borrowing needs. Here's a look at how yo...
livemint.com - 12 Apr 2026 20:39

Kisan Vikas Patra is a 115-month small savings scheme offered by India Post and some banks, that doubles your investment at end of tenure. It has a minimum investment of ₹1,000. Here's all you need to know
livemint.com - 12 Apr 2026 19:12

SIPs facilitate monthly contributions, promote financial discipline, and offer other fiscal benefits compared to lump-sum investments. Here's a look at why you should consider SIP for investment in mutual funds
livemint.com - 12 Apr 2026 16:33

Under Section 44ADA of the Income Tax Act, 1961, an assessee opting for presumptive taxation is not required to maintain books of account, provided income is declared at 50% or more of gross receipts
livemint.com - 12 Apr 2026 15:40

Borrowers maintaining a good CIBIL score enhance their prospects of securing favourable home loan terms, resulting in significant time and cost savings.
livemint.com - 12 Apr 2026 15:15

The UP-RERA amendments enhance buyer protection by allowing complaints against unregistered projects. It also eases the process of property transfers. Here's how.
livemint.com - 12 Apr 2026 14:03

The new labour laws, which were implemented in November 2025, and came into effect on 1 April, are quietly reshaping how salary is credited in India. According to the government, the restructuring will result in employee...
livemint.com - 12 Apr 2026 13:59

Fixed deposits are a popular low-risk investment choice, offering guaranteed returns and higher interest rates than savings accounts. Here's how much interest rates top private banks of India are offering on their FD...
livemint.com - 12 Apr 2026 12:47

The RBI has proposed measures to combat online fraud, including transaction delays, additional authentication for vulnerable users, and caps on bank account credits. Here's what it means for senior citizens, and othe...
livemint.com - 12 Apr 2026 10:23

The Income Tax Act, 2025, effective April 1, maintains existing TDS thresholds on bank interest. The I-T department clarified the definition of banking company and the rules around TDS. Here are the prescribed limits and...
livemint.com - 12 Apr 2026 09:06

8th Pay Commission update: The fitment factor is the multiplier the new CPC uses to calculate the new basic pay. The 8th Pay Commission will take into account several factors, including inflation, to determine the fitmen...
livemint.com - 12 Apr 2026 07:00

Margin Trading Facility exposure has surged to ₹1.2 trillion. Individually rational borrowing can become collectively dangerous - and when leverage unwinds, even prudent investors will feel the shock.
livemint.com - 12 Apr 2026 07:00

Gold was expected to thrive on war and uncertainty in 2026. Instead, rising oil, higher yields and a stronger dollar knocked it off course. Heres why the hedge faltered - and what lies ahead.