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Location American Market News for 12 April 2026
Want to build a good credit score? Here's how you can do so even without a credit card Building a good credit score is achievable even without a credit card. It takes consistent fiscal practices and financial discipline to form a strong credit profile for future borrowing needs. Here's a look at how yo...
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Kisan Vikas Patra: Here's how long it takes to double your money Kisan Vikas Patra is a 115-month small savings scheme offered by India Post and some banks, that doubles your investment at end of tenure. It has a minimum investment of ₹1,000. Here's all you need to know
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Want to start SIP for mutual fund? Here's a step-by-step guide for how to make the most of your investment SIPs facilitate monthly contributions, promote financial discipline, and offer other fiscal benefits compared to lump-sum investments. Here's a look at why you should consider SIP for investment in mutual funds
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Can a non-salaried professional declare 50% income as profit under presumptive tax? Under Section 44ADA of the Income Tax Act, 1961, an assessee opting for presumptive taxation is not required to maintain books of account, provided income is declared at 50% or more of gross receipts
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Buying a home? How 800+ credit score will help you get better home loan interest rates and 5 tips to increase it Borrowers maintaining a good CIBIL score enhance their prospects of securing favourable home loan terms, resulting in significant time and cost savings.
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UP-RERA eases property transfers in the state: What the new rules mean for buyers? The UP-RERA amendments enhance buyer protection by allowing complaints against unregistered projects. It also eases the process of property transfers. Here's how. 
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Take-home salary calculation: How much will your in-hand pay change if you have a ₹30 lakh CTC? Check here The new labour laws, which were implemented in November 2025, and came into effect on 1 April, are quietly reshaping how salary is credited in India. According to the government, the restructuring will result in employee...
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FD rates: Top five private banks of India offer up to 7.5% fixed deposit interest rates - Check full list Fixed deposits are a popular low-risk investment choice, offering guaranteed returns and higher interest rates than savings accounts. Here's how much interest rates top private banks of India are offering on their FD...
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RBI proposes safeguards for digital transactions - what it means for senior citizens and other users The RBI has proposed measures to combat online fraud, including transaction delays, additional authentication for vulnerable users, and caps on bank account credits. Here's what it means for senior citizens, and othe...
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TDS on bank interest explained: Who is liable and how much gets deducted under new income tax rules? The Income Tax Act, 2025, effective April 1, maintains existing TDS thresholds on bank interest. The I-T department clarified the definition of banking company and the rules around TDS. Here are the prescribed limits and...
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8th Pay Commission salary hike: How much will your basic pay increase? Explained with three different fitment factors 8th Pay Commission update: The fitment factor is the multiplier the new CPC uses to calculate the new basic pay. The 8th Pay Commission will take into account several factors, including inflation, to determine the fitmen...
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Margin trading is growing fast. The risk is growing faster. Margin Trading Facility exposure has surged to ₹1.2 trillion. Individually rational borrowing can become collectively dangerous - and when leverage unwinds, even prudent investors will feel the shock.
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Why gold has not played its safe-haven role amid West Asia war Gold was expected to thrive on war and uncertainty in 2026. Instead, rising oil, higher yields and a stronger dollar knocked it off course. Heres why the hedge faltered - and what lies ahead.
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