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Location American Market News for 15 April 2026
8th Pay Commission: Here's how the salary structure, pay hike, DA, arrears, fitment factor and other elements are set The 8th Pay Commission is reviewing salary hikes and pension structures for central government employees, with various consultations scheduled in 2026. Here's how the fitment factor, DA, arrears and other elements ar...
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New labour laws: Here's how much your take-home pay changes for ₹10 lakh CTC Take-home salary to decrease? Effective from this fiscal year, the new labour laws are reshaping how your salary is credited each month with more focus on long term and retirement savings from the government.
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How much monthly income does ₹10 lakh FD generate in 2026? Check bank-wise returns and interest rates Steady wealth creation meets certainty, as ₹10 lakh FD monthly income highlights how bank rates, tenure choices and geopolitical complications make fixed deposits even more attractive in 2026.
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How to build ₹50 lakh tax-free corpus using Sukanya Samriddhi Yojana to secure your daughter's future A powerful long-term savings plan through Sukanya Samriddhi Yojana (SSY) can help parents build a ₹50 lakh corpus for their daughter through disciplined monthly investing, tax-free growth, and early financial planning....
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How much should your SIP be to make ₹2.5 crore in less than 25 years? The right approach is to work backwards from your financial goals. These typically include major life milestones such as purchasing a house, funding childrens education, marriage, and planning for retirement.
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Gold loans are not easy money in a volatile market

livemint.com - 15 Apr 2026 17:48
Gold loans are not easy money in a volatile market The gold loan market has reached a record ₹16 trillion, but rising delinquency rates signal emerging credit stress. As market volatility triggers margin calls, experts warn that over-leveraged borrowers risk financial ...
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Estate planning: What is a settlement deed? Can it override a will? We explain Estate planning is crucial for family clarity after one's passing. Here's all you need to know about a settlement deed, why it is prepared, how it functions alongside a will, and what key factors to consider befo...
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Zero tax beyond ₹12 lakh salary: How to stretch it to ₹15 lakh From EPF and NPS to meal allowances and car leases, the new tax regime rewards how your CTC is built.
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New labour codes: Why your tax burden may rise under revised salary structure - explained With the introduction of new labour codes, salary structures are changing, requiring basic pay and allowances to constitute at least 50% of total CTC. This shift could increase taxable income, particularly affecting mid-...
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You can accumulate ₹55.88 crore by initial savings of ₹30 a day How to become rich: Using the 15% annual step-up, one can accumulate ₹55.88 crore in 35 years by saving ₹30 a day and investing them in monthly SIP
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Equity shares, mutual funds transfer tax: When gifting is tax-free and when its not - explained Equity shares or mutual fund units can be transferred within families without capital gains tax if they are gifts. Here are the documents you need to avoid disputes, along with other details.
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₹5,000 SIP: regular vs step-up, how a small tweak can add lakhs to your corpus Power your wealth creation with disciplined investing: a mutual fund SIP comparison between a regular SIP and a step-up SIP with a 2% annual increase shows that compounding builds higher long-term returns.
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8th Pay Commission: NC-JCM Staff Side seeks ₹69,000 minimum pay, 6% increment annually - check details The National Council-JCM proposes a minimum basic pay of ₹69,000 for the 8th Pay Commission, aiming to benefit over 50 lakh government employees. Recommendations include higher increments, pay restructuring, and HRA in...
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PPF can turn ₹1.5 lakh a year into ₹1 crore tax-free. But here's what most investors miss PPF, a popular investment in India, offers tax benefits and stable interest rates for conservative investors. Here's how much you need to invest each year to build a ₹1 crore corpus and how long it takes. 
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