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Location American Market News for 21 April 2026
Kerala loan app crisis: 15,000 complaints, 7 suicides - 5 crucial lessons every borrower must know Shocking revelations from the Kerala loan app crisis expose illegal lending scams, harassment and suicides, warning digital borrowers to stay cautious, verify lenders and protect personal data online.
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Salary growing but wealth shrinking, warns CA, says Indians must shift investment mindset to growth instead of savings A CA has warned that India's middle class may see wealth decline even with salary increases. He states that investment strategies need to shift from savings to growth to counteract rising inflation and living costs.
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Credit card fraud: Worried about potential fraudulent transactions? Don't panic, takes these steps instead With rising credit card fraud incidents, users should remain vigilant and take quick steps to ensure that suspicious transactions are reported to the relevant authority without delay. Here's all you need to know
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Credit score vs credit report explained: How credit score is evaluated, differences and key FAQs answered Effective credit management includes monitoring scores and reports. Credit scores indicate responsibility, while reports detail history. Knowledge of both is essential for securing loans and improving financial standing....
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Fake silver coins offered at Vaishno Devi: Is it better to invest in digital form of precious metal? Experts weigh in Investing in digital precious metals offers several advantages. These include no storage hurdles and no risk of theft or purity issues. 
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Senior Citizen Savings Scheme (SCSS): Here's a look at eligibility, interest rate, tax benefits, and investment limit The Senior Citizens Savings Scheme offers a retirement plan for individuals over 60, allowing investments from ₹1,000 to ₹30 lakh for five years at 8.2% interest. Here's all you need to know
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Don't let creditors claim your payout: What is MWP Act and why is it crucial while buying life insurance? Despite taking a term insurance policy, Pran Kumar's family did not receive the payout after his death due to his failure to register it under the MWP Act, which protects insurance benefits from creditors and ensures...
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Can non-resident heirs inherit agricultural land in India? Inheritance is permitted under Indian law, but state-level restrictions, transfer limits and repatriation rules can complicate how such land is held or sold.
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How much EMI is too much? Experts say keep it within 30% of your income EMI burden can quietly strain finances, so keeping EMI within 25-30% of income ensures financial stability, better savings, and stress-free loan management aligned with long-term financial goals.
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I asked ChatGPT and Gemini if I should buy iPhone 17 Pro Max on ₹7-9 LPA yearly salary. It changed my plan I took help from ChatGPT and Gemini to decide if I should buy an iPhone on a yearly salary of around ₹7-9LPA. What the two AI's told me, changed my decision
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Tax-exempt investment options in India - here are 5 EEE instruments for long-term savings Investors seeking post-tax returns can consider EEE instruments in India, which provide tax benefits throughout the investment cycle. While primarily found in government schemes, they offer a stable and safe option for t...
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US Social Security: April's last payment to be sent tomorrow, are you on the list? The final April Social Security payments will be distributed this week, specifically on April 22 for beneficiaries born between the 21st and the month's end. The May payment cycle will start after that, with SSI paym...
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8th Pay Commission: ₹69,000 minimum salary, 3.83 fitment factor; NC-JCM's 7 key demands explained 8th Pay Commission NC-JCM demands explained: They cover key issues such as salary, fitment factor, and pension reforms. The proposal includes a minimum salary of ₹ 69,000. It also suggests a 3.833 fitment factor. The a...
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GSTR-3B March 2026 filing: Was the 20 April deadline extended? What happens if you miss due date? Tax professionals are voicing concerns over technical glitches affecting GSTR-3B filings for the March 2026 tax period. The GST portal also shows that a one-day extension is under consideration, but no official announcem...
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Your mutual fund's new expense ratio has a maths problem Sebi's biggest cost disclosure reform in three decades went live on 1 April. The new framework is more transparent, but one design choice produces numbers that could confuse everyone from retail investors to advisors...
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8th Pay Commission confirms memorandum submission window open until 30 April for employees, pensioners and stakeholders 8th Pay Commission update confirms that the memorandum submission remains open until 30 April, allowing government employees, pensioners and stakeholders to share their inputs for the pay and pension review process.
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Indias home loan boom runs into a paperwork wall

livemint.com - 21 Apr 2026 11:36
Indias home loan boom runs into a paperwork wall Heavy documentation, uneven processes and opaque practices continue to slow borrowers, even as credit fuels most home purchases.
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