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Location American Market News for 4 May 2026
Income-tax returns: Forms, disclosures, details and documentation - Top 10 common mistakes to avoid while filing ITR From using appropriate forms, to making proper income disclosures, filling correct details and attaching documentation for proof - Here are the top 10 common mistakes to avoid while filing your returns.
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Bank FDs earn up to 7.75% in May 2026! Check latest interest rate - Compare SBI, HDFC, ICICI and Yes Bank fixed deposits FD rates comparison: Here's a look at the latest bank fixed deposit rates offered by the biggest lenders State Bank of India, ICICI Bank, HDFC Bank, Kotak Mahindra Bank and Yes Bank.
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Aadhaar gearing for new look? IT Ministry says no such plan, speculation not correct - Here's all we know The IT Ministry clarifies that it has no plans for a new look for its Aadhaar cards, adding that such speculation is not correct. Here's what's new for the government's biometric ID so far in 2026.
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Struggling with a credit score below 650? 6 simple ways to improve it and boost loan approval chances The strategy to improve a credit score below 650 focuses on timely EMI payments, reducing credit utilisation, limiting loan applications, clearing high-interest debts, maintaining old accounts, and regularly monitoring c...
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Safe personal loan EMI on ₹30,000 salary: Simple budgeting tips explained Understanding borrowing fundamentals is vital for personal loans. Keeping EMIs at 20-25% of income ensures financial stability. High EMIs risk missed payments, which negatively impact credit scores. Seek professional adv...
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Can cancelling a credit card hurt your score? Here's how to minimise the impact on your credit history A strong credit score is necessary to show lenders that you are a reliable borrower, and first timers or young customers may wonder if closing your credit card could affect this number. Here's how you should manage c...
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I-T returns: Want to verify if your Income-Tax notice is authentic? Here's a stepwise guide for how to do so Filing income tax returns online has simplified the process, but it can confuse first-time taxpayers. Income Tax Notices inform taxpayers of issues like unreported income or discrepancies. Here's how you can verify a...
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5 reasons strong savings rate matters more than market returns in building a secure and sustainable retirement plan A disciplined savings rate drives retirement planning by boosting compounding, reducing risk, and ensuring financial security, helping individuals build a stable, sustainable long-term wealth corpus.
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Salary ₹50,000? Heres how much PF corpus you can build in 20 years EPF corpus from a ₹50,000 salary can grow substantially over 20 years through disciplined contributions, employer support and compounding, potentially reaching ₹40-60 lakh with salary increments.
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Lost or stolen credit card? Here are 6 steps to follow to avoid financial loss A lost or stolen credit card requires immediate action, including blocking the card, checking transactions, reporting to the bank, disputing fraud, securing accounts, and requesting a replacement to prevent financial los...
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DA hike: IBA announces Dearness Allowance increase in bank employee salaries for May, June, July 2026 - Details The government revised the Dearness Allowance (DA) for bank employees for May, June, and July 2026, impacting salaries for workmen and officer employees. Here's how this impacts monthly pay for bank staff
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How bureau and account aggregator data are redefining lending risk The evolution of lending practices towards precision underwriting emphasizes using both historical and real-time data for improved risk management.
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8th pay commission: State visits to Telangana, Ladakh and Jammu & Kashmir planned in May and June - Check latest updates 8th central pay commission: The 8th CPC has planned state visits to Telangana, Ladakh and Jammu & Kashmir in May and June 2026. Here's a look at the latest updates as the panel calls for consultations.
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I asked ChatGPT how to retire at 45 on ₹1.5 lakh a month: AI suggests mutual funds, gives detailed personal finance plan I asked ChatGPT how to retire at 45 on ₹1.5 lakh a month. The AI tool suggested specific mutual funds while giving a detailed personal finance plan.
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Dont chase returns, rebalance them amid cycles and noise: DSP's Kalpen Parekh DSP MF CEO Kalpen Parekh trims gold after a sharp rally, raises equity via hybrid funds and sticks to disciplined asset allocation-ignoring noise, chasing value and respecting cycles.
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The retail bond illusion: Are investors buying yield or risk? Fintech platforms have made bonds look simple and safe. But behind curated yields and clean dashboards lie credit, liquidity and structural risks many retail investors may not fully grasp.
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8th Pay Commission 6-month review: Key updates, consultation status and outlook The 8th Pay Commission review highlights progress in consultations, stakeholder engagement, and the policy focus on salaries, pensions, and reforms shaping the future of government employees across the country.
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How the falling rupee still affects households with no direct dollar expenses Economists and financial planners urge the public to rebudget for essentials, build larger emergency funds, and consider global investment diversification as a hedge against accelerating imported inflation.
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UPI hits record in FY26: 24,162 cr transactions worth ₹314 lakh crore - 5 ways to stay safe while making UPI payments Record UPI transactions in FY26 highlight rapid digital growth nationwide. UPI payments are best made through secure apps, with vigilant verification and protection of sensitive financial details.
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