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Location American Market News for 24 June 2026
Senior citizens can now earn up to 7.95% on FDs as Bandhan Bank revises deposit rates | Check tenure and other details Bandhan Bank announced competitive interest rates, raising.fixed deposit rates by up to 20 basis points. Senior citizens can earn up to 7.95% on two-to-three-year deposits. 
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SEBI eases NISM certification norms for relationship managers, sales executives | Full details here Sebi has simplified the NISM certification process for sales and non-core staff in investment advisory roles, allowing them to obtain a lighter certification module based on feedback from market participants. This change...
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I asked ChatGPT if ₹5 crore is enough to retire in India. Here's what it said A 45-year-old professional in Delhi estimates that ₹5 crore can support his retirement. With anticipated post-retirement expenses of approximately ₹15.8 lakh annually, the corpus exceeds this need, demonstrating the ...
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I asked ChatGPT: How much emergency fund a family really needs in 2026, here what the math said In 2026, a family in Noida should maintain an emergency fund of around ₹17 lakh, based on monthly expenses of ₹1.4 lakh. This amount provides a financial cushion for one year during unemployment, ensuring uninterrupt...
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Normal SIP, fixed top-up SIP, or variable top-up SIP: Which approach created more wealth over the years? The analysis shows that while a regular SIP can create significant wealth over the long term, investors who increase their SIP contributions periodically stand a much better chance of building a larger corpus.
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Living in Bengaluru, Pune or Hyderabad? Your tax benefits just got bigger - What you need to know about new HRA rules The CBDT has revised HRA rules, expanding benefits for taxpayers in major urban areas and increasing compliance requirements. New metro cities added for HRA exemptions could lead to higher tax savings for employees in ci...
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₹3 Cr in savings, yet he won't run the AC, Retirement money mistake your parents are making-and how you can help Many retirees struggle to enjoy their wealth, often due to ingrained saving habits from an era of scarcity. They prioritize saving for children over personal comfort, leading to diminished quality of life. 
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Should NRIs in Dubai use a UAE foundation for succession planning? A UAE foundation can help NRI HNIs preserve and transfer family wealth efficiently through a separate legal structure, but it should be integrated with a local will and a broader estate plan.
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Room rent cap, co-pay, deductibles - Hidden policy terms that impact hospital bill payouts Health insurance buyers often overlook important policy clauses that can impact claim payouts, such as co-payments and exclusions. Understanding these details is essential to minimize out-of-pocket expenses during hospit...
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Best cities to live in India and their cost of living: Bengaluru tops the list | Check if Mumbai, Delhi made the cut India's urban evolution over two decades showcases expanding metro networks, startup hubs, and smart infrastructure. A survey evaluates cities based on safety, education, employment, and cost of living to identify th...
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What policyholders can do when critical illness claim for meningitis is rejected A well-documented case supported by proper medical evidence can often help policyholders secure rightful claim benefits
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Do SIP dates affect returns? 28-year Sensex study gives a clear answer Across all 28 dates studied, average 10-year SIP returns ranged narrowly between 13.36% and 13.42%, indicating that the timing of a monthly SIP has no impact on long-term investment performance. 
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Skipping ITR filing in 2026 may lead to penalties, lost tax benefits and financial setbacks Ignoring ITR filing in 2026 can trigger penalties, delayed refunds and lost tax benefits. Timely Income Tax Return filing helps protect your financial record, supports loan and visa applications, and ensures compliance w...
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How income tax clubbing provisions on gifted money can work in your favour A recent tax tribunal ruling highlights how income tax clubbing provisions can help taxpayers reduce their tax liability.
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NPS update: PFRDA allows govt entities to use PoP services for ₹500 annually Government entities facing operational and technical challenges in managing NPS functions can continue availing PoP services. PFRDA has fixed the charge at ₹500 per subscriber a year, effective immediately.
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Can the tax department deny TDS credit if your employer defaults? ITAT answers A recent Mumbai ITAT ruling has brought relief to salaried taxpayers facing tax demands due to their employer's failure to deposit TDS. The tribunal held that an employee cannot be penalised for an employer's def...
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PFRDA launches Pension Sahayak portal: File NPS grievances via mobile number, OTP in 22 languages Pension complaints are now easier to resolve with the Pension Sahayak portal. PFRDAs AI-powered platform offers multilingual support, voice-based grievance filing, transparent tracking and faster complaint resolution, cr...
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Form 15G vs Form 15H explained: Who can submit these forms to avoid TDS on interest income? Form 15G and Form 15H are self-declaration forms that allow eligible taxpayers to receive interest income without TDS deduction. Form 15G is meant for resident individuals below 60 years of age, while Form 15H is for res...
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Diamonds are forever. Their value isn't.

livemint.com - 24 Jun 2026 13:06
Diamonds are forever. Their value isn't. Diamonds may hold emotional value, but they rarely hold their worth in the secondary market.
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EPFO update: How to check EPF balance, employer contribution and FY 2025-26 interest credit A small EPF check today can protect your retirement savings tomorrow. Track EPF interest, monitor PF balance and verify employer contributions regularly to ensure timely deposits, accurate account records and better fina...
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8th Pay Commission: 5 major NC-JCM reforms could reshape central government jobs A major push for change, the 8th Pay Commission is reviewing five key cadre management reforms proposed by NC-JCM. The recommendations focus on equal pay, faster promotions, vacancy filling, recruitment improvements and ...
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Gold, silver prices today, June 24: Check retail rates of 24K, 22K gold, 999 silver in Delhi, Mumbai and Kolkata Gold and silver prices dropped marginally in India's retail market on June 24. MCX gold futures decreased by 1.17% to ₹145,060 per 10 grams, while silver declined by 0.39% to ₹2,25,490 per kg amid mixed Asian tec...
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