Market News

HDFC Bank has revised its SmartBuy rewards program, introducing a cap on reward points for brand voucher purchases on major premium credit cards. Here's what changes for customers.

Market swings often lead investors to seek ideal buying moments. However, historical data shows systematic investment plans outperform market timing strategies, as cash on the sidelines incurs opportunity costs. 

The Centre has implemented the EPF Scheme, 2026, replacing the 1952 scheme. Effective June 29, 2026, it retains contribution rates while enhancing digital compliance and simplifying withdrawal processes for members. Deta...

Dream Sports will shut down its fintech platform Dream Money on July 30. Here's what happens to your mutual funds, fixed deposits and digital gold.

Capital gains tax can be minimized through strategic planning and compliance with the Income Tax Act. Taxpayers may claim exemptions, utilize capital losses, consider holding periods, maintain accurate records, and time ...

Zerodha's Nithin Kamath highlights long account-opening processes as a barrier for NRIs to benefit from FCNR deposits. The RBI's favorable changes make it easier, but slow onboarding could diminish interest. ...

SEBI has proposed a performance-based fee framework for mutual funds, linking fees to a fund's performance rather than a fixed ratio. However, industry hesitance stems from operational challenges and complexities ass...

The Magnificent Seven tech stocks lost $2.3 trillion in value in June due to uncertainty over AI investments. Major declines were noted for Microsoft and Nvidia. Investors are advised to diversify portfolios and consider...

The Magnificent Seven tech stocks lost $2.3 trillion in value in June due to uncertainty over AI investments. Major declines were noted for Microsoft and Nvidia. Investors are advised to diversify portfolios and consider...

The tax regime choice becomes more nuanced at a ₹20 lakh annual salary, where the Section 87A rebate is no longer available. A comparison shows whether common deductions under the old regime can outweigh the new regime...

Section 215 of the Income Tax Act, 2025 allows eligible NRIs to claim exemption from long-term capital gains tax. But the benefit is available only if strict conditions on investment source and reinvestment are met.

Low-volatility mutual funds seek to cushion market downturns while keeping investors invested in equities. Understand how the strategy works and who should consider it.

Several financial changes come into effect from 1 July, including revised ITR filing deadlines, free Aadhaar email updates and new RBI rules against bank mis-selling. Here's how they could affect you.

Delaying a SIP by 10 years can significantly reduce retirement corpus due to the loss of compounding. A ₹1,000 monthly SIP started at 25 years of age grows to an estimated ₹37.97 lakh by age 60, compared with ₹13.2...

The next wave of credit growth is likely to emerge from segments that have historically been underserved, overlooked, or difficult to evaluate through conventional methods. Today, only about 17.8% of new loans are disbur...

Smart investing starts with realistic expectations. The 10-5-3 rule helps beginners understand investment returns, compare asset classes, manage risk, and build long-term wealth through disciplined financial planning ins...

Fuel price shocks ripple through transport, food and household budgets. Here's what history teaches-and the practical financial strategies families can adopt to stay ahead of inflation.

For tax purposes, each SWP payout is considered a partial redemption of mutual fund units. This means every withdrawal comprises two components: the return of the original investment (principal) and capital gains. Tax is...

The new Aadhaar app replaces mAadhaar with safer digital verification, face authentication and QR features. Existing mAadhaar data remains available during the transition, allowing users to switch smoothly without losing...

Experts point out that course certificates alone don't count for much. Market premiums and career advancement go to those who can translate coursework into functional workplace optimization.

As wealth grows, financial planning shifts from chasing returns to matching capital with purpose. A three-bucket framework can help families protect lifestyle, preserve flexibility and build a lasting legacy.

Life certificate scam alerts are on the rise as fraudsters target pensioners with fake bank links. Here, we explain how the life certificate scam works, key warning signs and simple steps to protect your bank account and...