livemint.com - 13 Jul 2026 22:36

As the 31 August deadline nears, taxpayers can use the Income-Tax Departments Excel Utility for ITR-5 and ITR-7 on the e-filing portal for FY26. This allows offline preparation of returns before digital submission, ensur...
livemint.com - 13 Jul 2026 21:28

Delhi Lakshmi Yojana: Beneficiary women will get ₹2,500 per month under the scheme earlier known as Mahila Samriddhi Yojna. Check here for details on eligibility criteria, the monthly benefits and steps for how to appl...
livemint.com - 13 Jul 2026 19:45

EPFO has automated the PF transfer process for Aadhaar-linked UAN holders when switching jobs. Here's who stands to benefit from this feature and whether it will apply if you changed jobs months or years back but nev...
livemint.com - 13 Jul 2026 18:37

The size of your mutual fund investment depends on two key factors: the rate of return and the amount of SIP. The higher the rate of return, the bigger the corpus.
livemint.com - 13 Jul 2026 18:06

The Nifty India Consumption Index tracks 30 companies across sectors linked to India's consumption story, including FMCG, automobiles, telecom, and healthcare. Investors can access this theme through ETFs such as Nip...
livemint.com - 13 Jul 2026 18:01

EPFO 3.0 enables members to withdraw up to 75% of their EPF balance via UPI, enhancing quick access to funds for various needs. The system upgrade allows for automatic account transfers when changing jobs and offers digi...
livemint.com - 13 Jul 2026 17:59

A sudden drop in your credit score isn't always caused by missed payments. Experts explain how to identify reporting errors, dispute incorrect entries and get your credit profile corrected.
livemint.com - 13 Jul 2026 17:25

The income tax return due date for most taxpayers is July 31, 2026. Late filing incurs penalties and addition interest if you have unpaid taxes. Check all other consequences of missing ITR due date here.
livemint.com - 13 Jul 2026 17:15

ITR filing is now becoming increasingly paperless, but taxpayers must securely retain key digital tax documents. A tax expert explains which records to preserve, why backups matter, and how organised digital files can he...
livemint.com - 13 Jul 2026 16:42

While direct plans make up 77.7% of institutional investors' mutual fund AUM, the corresponding share for individual investors is just 30%. Experts say the gap is driven by the need for professional advice and invest...
livemint.com - 13 Jul 2026 15:59

Your provident fund won't move instantly after you switch jobs. EPFO's new mechanism auto-triggers transfer after your new employer's first contribution. Details here.
livemint.com - 13 Jul 2026 15:43

A buy now, pay later facility can help build a strong credit history when used responsibly. Timely repayments, controlled borrowing, and avoiding defaults are crucial. Learn how BNPL services affect credit scores, borrow...
livemint.com - 13 Jul 2026 15:28

The presumptive taxation scheme offers a simpler way to compute taxable income, but it may not suit every taxpayer. Here's what businesses and professionals should consider before choosing it.
livemint.com - 13 Jul 2026 14:43

If you have bought a car worth more than ₹10 lakh, you would have paid a TCS of 1% to the dealer. This is not an additional tax but a tax credit that can be adjusted against your total income tax liability or claimed a...
livemint.com - 13 Jul 2026 14:05

From reporting income from two house properties to furnishing additional details for donations and rental income, the latest ITR-1 utility brings several changes. Here's what taxpayers need to know before filing.
livemint.com - 13 Jul 2026 13:18

Every SIP should be linked to a specific financial goal, such as retirement, a child's education, buying a house, or wealth creation. The expert suggested that the number of funds you own or their recent returns matt...
livemint.com - 13 Jul 2026 13:16

The new Income Tax Act largely simplifies presumptive taxation rules, but one change could restrict taxpayers from setting off certain losses against presumptive income.
livemint.com - 13 Jul 2026 13:08

The new framework empowers the ombudsman to issue interim, non-binding advisories to the regulated entity, requiring it to take action for full or partial resolution to enable quicker settlement.
livemint.com - 13 Jul 2026 12:42

India's largest large cap mutual fund shuffled its portfolio in June by adding three stocks and exiting four. Tata Steel saw the biggest increase in holdings, while GAIL featured among the complete exits.
livemint.com - 13 Jul 2026 10:50

Taxpayers can face late filing fees, interest and penalties for different types of income tax defaults. Here's a simple guide to the key provisions under the Income Tax Act and what they could cost you.
livemint.com - 13 Jul 2026 10:49

From 15 July, the India-UK Double Contribution Convention Agreement will allow eligible Indian professionals on temporary UK assignments to continue building EPF savings in India instead of paying towards UK social secur...
livemint.com - 13 Jul 2026 09:52

While EPFO calculates interest on your provident fund every month, it credits the accumulated amount only after the end of the financial year.