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Market News

Location American Market News for 26 July 2026
US market at record highs, China still cheap: Where should Indian investors invest? Indian investors are reevaluating portfolio strategies amid market volatility. The US offers growth but is expensive, whereas China is cheaper yet carries risks. Experts suggest global diversification, with a recommended...
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Property inheritance: How this one document can prevent family disputes later A missing property document can lead to legal disputes over inheritance. Estate planning is essential for ensuring asset distribution aligns with one's wishes and minimises conflict among heirs after the owner's ...
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Bank holidays in August: SBI, HDFC, other lenders to be closed for 14 days next month; Check full RBI calendar here In August 2026, RBI has marked 14 holidays for banks, during which in-branch services will not be available. UPI, ATM and other such essential services remain functional on holidays. Check full RBI's bank holiday cal...
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EPF interest credit delayed? What it means for your savings EPFO members have begun receiving the annual interest of 8.25% for FY2025-26 in their provident fund accounts, starting July 15. Interest is credited annually, and updates may take time to display, but any delays do not ...
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Gifting money to your spouse? Here's when tax applies and who pays it Transferring money to a low-income spouse to reduce tax liability can backfire, as income may be taxed in your hands under clubbing provisions if invested. Details here.
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EPF withdrawal tax rules explained: When your corpus is tax-free, when it is taxable and how TDS works EPF withdrawals are tax-free if an employee completes five years of continuous service. Withdrawals before five years may be taxable, except in certain cases such as ill health or employer closure. TDS rules depend on th...
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REITs vs REIT mutual funds vs physical property: A complete guide to capital gains tax, TDS and post-tax returns The same real estate exposure can result in different post-tax returns. REIT mutual funds and listed REITs offer a shorter holding period for long-term capital gains than direct property, while differences in income taxa...
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ITR filing deadline nears: Why the 31 July deadline is more important than you think Missing the ITR due date can have consequences beyond a late filing fee. Delayed filing may lead to interest on unpaid taxes and the loss of key tax benefits, such as carrying forward capital losses. Knowing the applicab...
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No international mutual funds left for fresh SIPs after Baroda BNP Paribas Aqua FoF closure: What investors can do now? Indian investors no longer have any international mutual fund open for fresh SIPs after Baroda BNP Paribas Aqua FoF stopped accepting new investments. With overseas investment limits restricting fund houses, investors ar...
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Should you break an FD or take a loan against it when you urgently need money? Experts explain Need urgent cash? Check whether breaking a fixed deposit or taking a loan against an FD is the better option. Compare costs, penalties, interest rates and repayment factors to make a smarter financial decision while prot...
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Social security: Want to register on e-Shram portal? Here's how unorganised workers can sign-up, top FAQs answered Social security: Over 31.78 crore unorganised workers are registered on e-Shram porta till July 2026. Today, we take a look at how you can apply, the eligibility criteria and most frequently asked questions
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Travelling abroad? France, Mauritius, Qatar - Here's the full list of countries with UPI facility enabled for Indians Wider acceptance of UPI abroad benefits Indian tourists, students and business travelers by allowing use familiar mobile apps for payments instead of reliance on international debit or credit cards.
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Asset allocation explained: Why equities, debt and gold should all have a place in your portfolio? Expert explains Asset allocation across equities, debt and gold helps investors balance growth, stability and risk. Learn how diversification, age-based investing and regular portfolio rebalancing can improve long-term returns and prote...
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Credit cards: A financial convenience or a debt trap? Experts explain how smart usage makes the difference Credit cards offer convenience, rewards and credit-building opportunities, but only when used responsibly. Experts explain how timely repayments and disciplined spending can help individuals avoid debt, improve credit sc...
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Bank holidays this week: Will SBI, HDFC, ICICI, PNB remain open for all 6 days this week? - RBI calendar here Bank holidays this week: Banks in India will be closed for upto eleven days in the next month, but digital platforms like UPI and banking apps will remain operational. Customers should note that in-branch services are su...
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How do active momentum funds work, and are they worth buying? A new crop of funds claims to fix momentum investing's biggest flaw, but investors should wait for the funds to build a longer track-record.
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In praise of inefficient money

livemint.com - 26 Jul 2026 07:02
In praise of inefficient money The pouch system that economists call primitive is the discipline that stops you from robbing yourself.
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