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Location American Market News for 3 October 2026
EPFO: Outdated details, errors - Top reasons your employees' provident fund claims could be rejected, explained The EPF allows full or partial withdrawals under certain conditions. Members can claim for emergencies, education, housing, and more. In case your claim is being rejected, check what key information or mistakes you may h...
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Are you planning your retirement correctly? Tax free, govt security-research explains key reasons why Indians prefer NPS HDFC Pension Fund Managements NPS Preference Index Study 2026 revealed that preference for the National Pension Scheme among Indians has increased, driven by improved consideration, familiarity, and appeal. 
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Less exciting long-term savings crucial for financial security in old age: CEA encourages pension investment CEA Nageswaran urged Indians to prioritise long-term savings over short-term trading, highlighting the importance of pension assets for financial security. He noted pension assets are only 17% of GDP, significantly lower...
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The corporate insurance trap: Relying solely on your companys health cover is a bad idea; heres why Relying solely on corporate health insurance can expose families to risks, especially during job transitions or retirement. Check why.
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UPI MDR Charges: Start date, slabs and why is this Merchant Discount Rate being introduced now? All questions answered The Centre will soon implement Merchant Discount Rate (MDR) fees on specific UPI transactions. Today we answer what the UPI MDR charge means, the start date, slabs, and why this is being introduced now 
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8th pay commission: Stakeholder meetings underway - Here are the key dates and FAQs answered The 8th Central Pay Commission is consulting stakeholders to discuss possible revisions. Chaired by former SC Justice Ranjana Prakash Desai, it will benefit over 1 crore government employees and pensioners, with final re...
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DA news: Sikkim govt hikes dearness allowance for employees, dearness relief for pensioners - Check details DA hike news: Sikkim has announced increased dearness allowance and dearness relief for state government employees and pensioners, respectively, with effect from 1 January 2026. Here's how much those under pre-revise...
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Work From Hills: WFH here may be cheaper than your city accommodation; check rates in Himachal Pradesh, Uttarakhand Working remotely from hill stations in India may be cheaper than renting in cities. Various listings show monthly rates in Himachal, Uttarakhand, Sikkim and West Bengal.
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Over 550 mn UPI users, 69 mn MF investors and 50 mn stock buyers - why are millions still not investing? Report decodes India's digital financial ecosystem has seen rapid payment growth, but investment in mutual funds and equities remains low. An EY report reveals a gap in participation despite over 550 million UPI users. Details here...
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Five Things I Learned in Hiring a Financial Adviser

Wall Street Journal - 3 Oct 2026 14:00
Five Things I Learned in Hiring a Financial Adviser Ive been the family financial decision-maker for a quarter of a century. Handing the reins to somebody else has taught me a lot about my blind spots.
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8th Pay Commission Arrear calculator: These employees could face losses of up to ₹3.32 lakh - here's why Central government employees await the Eighth Pay Commission's report, anticipated by 2027. Delays could lead to losses in arrears and allowances. Details here.
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Gold and silver price today, Oct 3: Check retail rates of 24K, 22K gold and 999 silver in your city ahead of Durga Puja Gold and silver prices remained stable on October 3 in India, with slight fluctuations in both 24 and 22-karat gold rates. The MCX was closed, and gold traded above ₹1.49 lakh, with silver prices reaching ₹226,590/kg...
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Think debt mutual fund gains are always taxed as short-term? Not if you bought them before this date Debt mutual funds invest in fixed-income securities, appealing to conservative savers. Profits from funds purchased after April 1, 2023, are always taxed as short-term capital gains. But the rules change if you bought th...
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DA hike 2027: Dearness Allowance may rise to 67% from January | How much more could employees get? The January 2027 Dearness Allowance (DA) rate is pending confirmation, influenced by upcoming CPI-IW readings. 
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How the French Bond Trade Backfired on Investors

Wall Street Journal - 3 Oct 2026 09:30
How the French Bond Trade Backfired on Investors Hedge funds piled into leveraged bets over the summer, figuring French politics wouldnt get much rockier.
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Meet the Gen-Z High Rollers Dominating the Prediction Markets

Wall Street Journal - 3 Oct 2026 09:30
Meet the Gen-Z High Rollers Dominating the Prediction Markets Upstart trading firms loom large on platforms such as Kalshi and Polymarket. They are starting to raise capital.
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Luxury Stocks Are Selling at Fast-Fashion Prices

Wall Street Journal - 3 Oct 2026 09:30
Luxury Stocks Are Selling at Fast-Fashion Prices Trends that made luxury companies like LVMH such a brilliant investment over the past 20 years are fading.
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Cancellation OTPs, fake offers, and urgent pleas: How scammers are using tactics to defraud people and how to stay safe From fake promotional offers and cancellation OTPs to urgent calls from strangers, cyber fraudsters are finding new ways to trick even well-educated people. Heres how scammers exploit fear, stress and urgency, and what y...
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Buying new car? Your motor insurance dealer may earn up to 38% commission - what IRDAI's proposed fix means The IRDAI is scrutinising high commissions earned from mandatory motor insurance policies sold through dealers. Here's what the regulator's proposed fix means for dealers and buyers.
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Equity mutual funds: September 2026 returns-how did large, mid, small and flexi-cap fare over 3, 5 and 10 years? September 2026 was a challenging month for equity mutual funds, with all four major categories seeing declines. But a look beyond the monthly numbers reveals a different picture, with notable differences in how large-, m...
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Switching to an electric vehicle: What you need to know about ev insurance EVs rely on expensive components such as high-voltage battery packs, electric motors and sophisticated electronic systems. Repairs involving these components may require trained technicians, specialised tools and dedicat...
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All Saturdays declared bank holidays? PIB Fact Check debunks fake notification The clarification comes shortly after bank unions deferred a three-day nationwide strike that was scheduled to take place from September 28 to 30
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