The Federal Reserve's decision to keep interest rates around record lows since the economic downturn has played a crucial role in ensuring strong growth in loans for U.S. banks over recent years. But the move also led to a drying up of lucrative investment options for investors - in turn helping deposits grow at a faster rate than loans. This has resulted in a marked decline in loan-to-deposit ratios across the industry since 2011. To put things in perspective, data compiled by the Federal Reser...
The Federal Reserve's decision to keep interest rates around record lows since the economic downturn has played a crucial role in ensuring strong growth in loans for U.S. banks over recent years. But the move also led to a drying up of lucrative investment options for investors - in turn helping deposits grow at a faster rate than loans. This has resulted in a marked decline in loan-to-deposit ratios across the industry since 2011. To put things in perspective, data compiled by the Federal Reser...
Share this Article
Recommended