How To Turn Gift Cards Into Cash

Every year, for the last several years, my dad has bought me a gift card to H&M for Christmas. It's a gift that sounds generic, but is actually very thoughtful. Last month, after neglecting to spend my H&M money for two years in a row (nearly $200 worth), I replenished my summer and early-fall wardrobes -- during H&M's summer sale, to boot. When I was younger, my parents would take my brother and me to Toys "R" Us for each of our birthdays and let us ball out. Now that I've aged out of Polly Poc...