Android Pay vs. Samsung Pay: Which do you use?

Android Pay works great, but a lot of our forum users would rather use Samsung Pay any day of the week. If you own a modern Android phone, there's a good chance you've used it to make a mobile payment at one point or another. Android Pay is your only real option to use if you own a phone from HTC, LG, Google, or OnePlus, but if you own any modern Samsung flagship, you have the choice between Android and Samsung Pay. Samsung Pay has long had the advantage of supporting both NFC and MST transactio...