I Wanted to Pay Off My Mortgage Early, Then I Realized This

Ah, 2009. The year that first-time home buyers in America were majorly incentivized by government funding to get out of their tiny, beige student apartments and invest in their first home. Sounds good, right? So that's exactly what my husband and I did! As we set off in our home search, graduate students in our early 20's, we had two pieces of advice from our fantastic and tolerant real estate agent in mind: 1. The only thing you can't change about a home is where it is. 2. Buy under what you ar...