Why 20% of Workers Will Have Trouble Getting a Mortgage

Andrea Kaplan-Chambers and her husband have owned their Austin, Texas, home for a year now, but the path there wasn't easy. The couple were both freelancers when they were applying for mortgages, (Kaplan-Chambers worked as a contract programmer and her husband owned a small sound design business) something they didn't know was going to be as big of a problem as it ended up being. Though they both had thriving businesses, it turns out that the bank was skeptical of the couple's financial profile....