Smokers are eligible for term insurance but their premiums will be higher due to increased health risks. The increase can range from 40-50% or more depending on various factors. It may be worth considering an additional term plan for those with large loans and family responsibilities.
Smokers are eligible for term insurance but their premiums will be higher due to increased health risks. The increase can range from 40-50% or more depending on various factors. It may be worth considering an additional term plan for those with large loans and family responsibilities.
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