It's a good year to buy the vanilla iPhone 16 (and avoid the SE at all costs)

Every year, the calculus of choosing which iPhone to get feels increasingly frustrating. Do you opt for the standard iPhone? Do you splurge for the latest and greatest Pro model, something that might take two years to pay off completely? Or should you just buy a slightly older used or refurbished model to get the best deal possible? And of course, there's always the safest bet: Save your money and keep your current phone for as long as possible. After sitting with Apple's announcements for a day...