IDFC FIRST WOW! vs. ICICI Bank Instant Platinum: Which is a better FD-based secured credit card?

The FIRST WOW! Credit Card offers 4X reward points, interest-free ATM cash withdrawals up to 45 days, and a zero-forex conversion fee. The ICICI Bank Instant Platinum Credit Card offers two reward points for every Rs. 100 spent and is issued lifetime-free.