Post office savings: Can ₹10 lakh FD and ₹10,000 RD create ₹1 crore in 20 yrs? Check how inflation impacts returns

A ₹10 lakh post office FD earning 7.5% and a ₹10,000 monthly recurring deposit earning 6.7% can grow into a corpus close to ₹1 crore over 20 years through compounding. However, inflation may significantly reduce the real value of these returns, making long-term planning and diversification crucial.