New study reminds us that Americans are woefully unprepared for retirement

Many Americans either simply have no retirement savings at all, or lack the time or expertise to know if their employer's plan is a good one Are we all in denial or is it simply impossible to save enough for retirement? Is it some kind of toxic combination of the two? Whatever the reason, yet another study - this one from no less an authority than the non-partisan US government accountability office (GAO) - is here to remind us that we're woefully unprepared, financially speaking, for retirement...