They're back ... the sub-prime mortgage market has returned

But are they a lifeline to those with a troubled credit history, or a return to the bad old days of mortgage lending? Are they a lifeline for legitimate borrowers who have suffered a financial hiccup - such as losing a job - but are now out of the woods and rebuilding their finances? Or are they a return to the bad old days of irresponsible mortgage lending? Whatever your view on sub-prime mortgages, you might be surprised to discover they are very much back on sale in the UK. Last week, specia...