If you are thinking about having kids, you should make these 5 financial moves first

Thomas Peter/Reuters Ever listen to a weary, sleep-deprived parent bemoan the cost of raising children? You might hear them utter the phrase "hemorrhaging money" on more than one occasion. Yes, kids are bundles of joy, but they demand a lot of your time -- and a lot of your money. So if you're thinking of having kids of your own, aim to tackle these five crucial steps before embarking on what's bound to be the most challenging, though rewarding, adventure of your life.   1. Pay off credit card ...