Paying with a debit card is leaving money on the table, and 4 more reasons I only ever pay with credit

Vladimir Vladimirov/Getty Images I never pay for things with a debit card because I prefer to use my credit card, where I'm always getting the equivalent of 2% back or more on my purchases. Credit cards also offer better protections, less liability in case of fraud, and more leverage with merchants. As far as I'm concerned, there's rarely ever a reason to pay with debit. See Business Insider's picks for the best rewards credit cards » Nothing makes me cringe more than going to to stores and res...