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Chase pays low rates on CDs, but it offers more term options than many other banks Chase; Alyssa Powell/Business Insider Chase CD rates are relatively low, but you'll earn a slightly higher APY if you also have a Chase checking account. The bank's early withdrawal penalties and minimum opening deposit of $1,000 are fairly standard for banks. Chase does offer a wider variety of term lengths than most banks, with terms ranging from one month to 10 years. A Chase CD is probably the best fit for people who already bank with Chase and want to keep all their bank accounts with the s...
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