11 states helping people save for retirement when their employers don't

Around a third of the US workforce does not have access to a retirement savings plan at work. Research shows people are 15 times more likely to save for retirement when a plan is operated by their employer and contributions are automatic. State-sponsored retirement programs are cropping up across the US, many of which mandate employers of a certain size to auto-enroll their employees in IRAs. Oregon, Illinois, and California have similar programs that start employees at a 5% contribution rate, w...