Wise Multi-Currency Card Review - Worth It When You Earn or Hold Other Currencies

Get the Wise Multi-Currency Card if you spend, hold, or get paid in other currencies. Spending a currency you hold costs nothing. For any other currency, Wise uses the mid-market rate, the one Google shows, and charges about 0.3% to convert dollars to euros or pounds. Skip it if you only travel abroad once or twice a year. Source